Supporting Every Student. Every Pathway.
A NATIONAL SCHOLARSHIP GRANTING ORGANIZATION (SGO)
Well Planned Education is changing education one taxpayer at a time.
Program Overview
Built on the federal Educational Choice for Children Act (ECCA), our Scholarship Granting Organization (SGO) allows individuals to direct a portion of their federal tax dollars toward scholarships that support students in public schools, private schools, and homeschooling. When taxpayers help guide where education funding goes, those funds move directly to the teachers and parents who use them for curriculum, materials, and educational tools. Supporting every student, every pathway means real resources reach real classroom, wherever learning happens.
Program Basics
What it is: A federal scholarship tax credit (ECCA)
Who can donate: Individual taxpayers
Annual amount: Up to $1,700 per taxpayer
When it starts: Donations begin Jan 1, 2027
Where it works: Participating states only
Who it helps: Public, private, and homeschool students
- How it works: Taxpayers redirect a portion of federal taxes through an approved SGO
how it works
A simple path from federal law to real classrooms
From federal authorization to taxpayer direction to real educational resources
The Educational Choice for Children Act (ECCA) created a federal tax credit that allows individuals to support education through approved Scholarship Granting Organizations. Here’s how that process moves from law to learning.
Federal Law Puts Education Funding in Your Hands
In 2025, Congress passed the Educational Choice for Children Act (ECCA), creating something new in American education. For the first time, individual taxpayers can redirect up to $1,700 per person or $3,400 per couple from their federal taxes to a Scholarship Granting Organization instead of sending it all to the IRS. That means education funding can now be guided by citizens, not just systems.
Students Register. Opportunity Begins.
Families can register with Well Planned Education to prepare for upcoming scholarship opportunities as states begin participating. Early registration allows families to receive updates, create a student profile, and be first in line when applications officially open. Students attending public schools, private schools, or homeschooling may register. This step does not determine eligibility, it ensures families are ready when funding becomes available.
Funding Moves Into Real Learning
Once scholarships are awarded, funds are distributed through Well Planned Education’s secure marketplaces. Homeschooling families access approved curriculum, technology, enrichment, and educational resources through the Well Planned Homeschooling marketplace. Public and private school funds are directed through Well Planned Schools, where tuition, essential classroom needs, and approved instructional resources are fulfilled in alignment with each participating school’s structure.
This model ensures funds are used intentionally, transparently, and in direct support of student learning, wherever it happens.
"
We are reshaping education for the good of every student and society by protecting curious minds and developing critical thinkers into capable adults.
Well Planned Education
FOR DONORS
You Decide Where Your Federal Taxes Go
Here’s how to redirect federal taxes you already pay into student-centered impact.
For the first time, individuals can redirect up to $1,700 per person or $3,400 per couple from their federal taxes into education they believe in. This is not an additional expense. It is the intentional redirection of federal dollars you already owe, structured to support real students in participating states.
How Participation Works Based on How You Earn Income
If You Receive a Paycheck
how to redirect taxes to education
Every paycheck already has federal taxes withheld before you receive it. Instead of sending all of that money to the IRS, you can redirect a portion into a student scholarship, about $141.66 per month, or $283.33 if you’re married through Well Planned Education.
Beginning January 1, 2027
- Adjust your payroll withholding (it’s usually a quick update to your W-4 form)
- Set up a monthly or twice-monthly donation that matches your paycheck schedule
- Redirect funds gradually so your household income remains stable
We provide step-by-step guidance so participation feels seamless, not disruptive. This is not an extra expense. It is intentional redirection of what you already pay.
If You Own a Business or Pay Quarterly
how to redirect taxes to education
Business owners and self-employed individuals typically pay federal taxes quarterly or at the end of the year. Instead of sending the full amount directly to the IRS, you can redirect a portion into a student scholarship through Well Planned Education structured around how you already manage your tax payments.
Beginning January 1, 2027
- Make a one-time annual contribution
- Contribute quarterly alongside your estimated tax payments
- Set up a monthly recurring contribution (about $141.66 per month equals $1,700 annually)
Your contribution can be aligned with your cash flow and tax schedule so participation feels manageable and predictable. We provide step-by-step guidance so participation feels seamless, not disruptive. This is not an extra expense. It is intentional redirection of what you already plan to pay.
Set It and Let It Work.
Once your contribution is structured, it continues automatically, aligned with your paycheck or tax schedule, without annual scrambling or complicated decisions. You choose the pathway, you set the amount, and education is supported consistently month after month. Impact does not have to be complicated. It simply has to be intentional.
FOR FAMILIES
Your Student. Your Path. Your Opportunity.
Here’s how to qualify and prepare for scholarship funding.
Families in participating states may qualify for federal scholarship support beginning in 2027. Eligibility is based on income guidelines and state participation. Registration opens in advance so families can prepare early, confirm eligibility, and receive updates as funding becomes available.
Who Is Eligible?
Scholarship eligibility is based on two primary factors:
1. Participating State
Scholarships are available only in states that have opted in. You can review current participation in the section below. If your state is participating, your family may register to apply for funding.
2. Household Income
Eligibility is based on up to 300% of the Area Median Income (AMI) for your county. Because AMI varies by location, income thresholds are different across the country. In the first year, eligibility will be verified using income from your most recently filed federal tax return. If your state is participating and your household income falls within the guidelines, your student may qualify for funding.
Check Your Local Income Eligibility
Estimate based on 300% of Area Median Income (AMI) for your county.
Enter your ZIP, then choose your state and county for the most accurate estimate.
Be Ready When the 2027 Scholarship Applications Open
Priority Registration Opens in Advance of January 2027
Families may register now to receive priority notification when applications open in January 2027. Registrations are time-stamped and processed in order received. Early registration does not guarantee funding but ensures your student is ready when scholarships become available.
Student Registration for the 2027 Scholarship Cycle
STATE PARTICIPATION
Scholarships Operate in Participating States
Click a state to view its current participation status
States must formally opt into the Educational Choice for Children Act (ECCA) for scholarships to operate.
In participating states, taxpayers may designate contributions and families may apply for scholarships.
Click a state to view its current participation status.
Tip: Bookmark this page—program rules can change each year.
Participating States
Under Review
Not Participating (2027 ECCA Cycle)
Select a state
GET INVOLVED
Be Part of the Education Shift
There are meaningful ways to strengthen student focused education right now.
Well Planned Education is building a national infrastructure that puts education funding back into the hands of families and communities. Whether you are a taxpayer, parent, educator, business owner, or advocate, your participation helps expand access, awareness, and opportunity. You don’t have to wait until scholarships are awarded to make an impact. You can help shape the future today.
Share the Opportunity
Help others understand what’s coming.
Most families and taxpayers have never heard of the Educational Choice for Children Act (ECCA). Awareness is the first step. A simple conversation, post, or shared link helps more families prepare early and positions communities to participate responsibly.
Share this website with friends or colleagues
Mention the program in your homeschool group, PTA, or community circle
Register Early
Position yourself before applications open.
Registration ensures families, taxpayers, and community leaders receive timely updates as state participation develops. Early registration does not guarantee funding, but it ensures you are informed and ready when the 2027 scholarship cycle begins.
Receive participation updates
Get application and timeline guidance
Partner With Us
Prepare your organization now.
Well Planned Education is building the awareness networks, marketplaces, and school pathways needed to move scholarship funding into real classrooms. Organizations that serve families, provide educational resources, or lead schools can begin preparing now for structured participation.
Early coordination ensures clarity, compliance, and smooth activation when scholarships launch.
Real education change happens when informed citizens choose to participate.
Every family’s learning journey is supported not just by classrooms, but by communities who step forward to strengthen opportunity. Your involvement helps ensure education resources reach the students and teachers who use them every day.
ABOUT
Built for This Moment in Education
The architecture behind Well Planned Education
Well Planned Education exists for one reason: to help taxpayer-directed scholarship funding reach real learning in a clear, legal, and transparent way. I am Rebecca Farris, the architect behind Well Planned Education. For three decades, I have built education systems at the intersection of planning, publishing, and technology. My work has focused on supporting the people closest to students: families, teachers, and school leaders.
When the Educational Choice for Children Act (ECCA) created a new federal pathway for scholarship funding, one important piece was still missing. Families needed a simple system they could navigate. Schools needed a process they could use. Taxpayers needed a structure they could trust.
That is what we are building. Our goal is an easy-to-use system that allows donations to flow smoothly into approved marketplaces, where parents and teachers can access funds for real classroom and student needs. Behind the scenes, our processes are designed to remain compliant, transparent, and aligned with approved educational use.
Well Planned Day
The broader organization behind Well Planned Education
Discover the national infrastructure, publishing systems, and operational foundation supporting this work.
Educational Philosophy
How the Curious Mind framework supports real learning
Learn how our approach strengthens critical thinking, student growth, and long-term academic success.
Meet Rebecca
Three decades building education systems that work
Read Rebecca Farris’s story and the experience that shaped Well Planned Education.
How Funds Flow
Moving scholarship dollars into real classrooms
See how our secure marketplaces help parents and teachers access approved educational resources.
Supporting Every Student. Every Pathway.
Our focus is steady and practical. We serve students across public, private, and homeschooling environments. We work to strengthen opportunity at the community level and ensure resources reach the classrooms and homes where learning actually happens.
FAQ
Understanding the Program
Clear Answers. Confident Participation.
Well Planned Education operates within the federally authorized framework established by the Educational Choice for Children Act (ECCA). Below are answers to the most common questions about eligibility, participation, and how the program works.
Well Planned Education is a nonprofit Scholarship Granting Organization (SGO) operating under the Educational Choice for Children Act (ECCA).
Program Framework
The Educational Choice for Children Act (ECCA) is a federal law passed in 2025. It allows individuals to redirect a portion of their federal tax liability into student scholarships through approved Scholarship Granting Organizations (SGOs). Instead of all federal tax dollars going directly to the IRS, a limited amount can be directed into education support.
The purpose is simple: to give citizens a lawful way to strengthen learning in their communities and guide education funding toward real classrooms, real families, and measurable impact.
Yes. ECCA is a federal law authorized by Congress.
However, scholarships are administered through approved nonprofit Scholarship Granting Organizations (SGO) like Well Planned Education. States must also formally opt in for scholarships to operate locally. It is a federally structured framework carried out through state participation and nonprofit oversight.
No. The program is designed to support students, not just one type of school.
Under ECCA, scholarships may support eligible students in public schools, private schools, or homeschooling. The focus is on helping families access approved educational resources within the pathway they choose.
Educational choice under this law is about flexibility for students, not favoring one system over another.
Yes. Public school students may benefit from scholarships for approved educational expenses, as defined under federal law and administered through participating Scholarship Granting Organizations.
Federal guidelines outline broad categories of eligible educational expenses, such as instructional materials, curriculum, and essential school-related supplies. Within those guidelines, each SGO establishes structured processes for how funds are allocated in participating states.
At Well Planned Education, our goal is to ensure families and classrooms see these dollars work in practical, visible ways. Initial funding is structured to support essential school-level needs, such as approved student supply lists. After those foundational needs are addressed, funds may be directed toward classroom resources, teacher-led purchases through approved marketplaces, or qualifying schoolwide projects — all within compliance standards.
The intention is not to replace public schools, but to strengthen the learning environment for students who qualify.
Yes. Homeschool families may qualify for scholarships that support approved curriculum, instructional materials, technology, enrichment programs, and other educational resources, depending on eligibility and state participation.
Federal guidelines recognize homeschooling as a valid educational pathway. As with all pathways, scholarship funds must be used for approved educational purposes and administered within compliance standards.
Well Planned Education brings deep experience in serving homeschool families. Our allocation model is designed to help families make the most of their scholarship distribution by providing structured access to vetted curriculum, technology, enrichment, and essential learning resources through secure, approved marketplaces.
The goal is to ensure funds translate into meaningful educational support — thoughtfully, efficiently, and responsibly.
Yes. The Educational Choice for Children Act (ECCA) was passed by Congress in 2025 and signed into federal law. It is structured within the U.S. Internal Revenue Code as a federal tax credit program.
Redirected funds flow only through approved Scholarship Granting Organizations (SGOs) that meet federal compliance requirements. Well Planned Education operates as a registered nonprofit organization and follows the reporting, distribution, and oversight standards required under federal law.
Like any tax-related decision, individuals should consult a qualified tax professional for guidance specific to their situation.
Under ECCA, individuals may redirect up to $1,700 per year. Married couples filing jointly may redirect up to $3,400 per year.
These limits are set by federal law and cannot be exceeded.
No. This does not raise your taxes.
Under ECCA, individuals may choose to direct a portion of the federal income taxes they already owe into student scholarships. The total amount of tax you owe does not increase. The destination of a limited portion of it changes. Participation is voluntary and structured within existing federal tax law.
Participation happens through a qualified contribution to an approved Scholarship Granting Organization (SGO), such as Well Planned Education.
During the 2027 tax year, individuals may choose to make a one-time, quarterly, or monthly contribution — up to the federal limit. Those contributions generate a federal tax credit that is applied to your 2027 federal income tax liability when you file your return in 2028.
In simple terms:
You make your qualified contribution during 2027. When you file your 2027 tax return in 2028, that amount is applied directly against the federal income taxes you owe for that year.
Taxpayers may choose to adjust paycheck withholdings or estimated payments during the year to reflect the credit. For example, someone redirecting the full $1,700 could adjust withholding by approximately $144 per month. Individual situations vary, so consulting a tax professional is recommended before making adjustments.
Participation is voluntary and structured within federal law.
Still Have Questions?
Clear Guidance for Confident Participation
Our team is building a clear, compliant path for families, schools, and taxpayers. Explore the full FAQ or connect with us if you need additional guidance.